Most homeowner insurance policies cover about 10 percent of the value of your personal property, including coverage for breakage and theft in transit, minus the usual deductible. Check with your homeowners’ insurance company to find out what coverage you may have and when this ends.
In many cases the policy will be void once you close on your old home, so it will not cover your move anymore. If you are fortunate enough to have coverage make sure you contact the insurance company and ask them to explain the level of coverage and what exactly is covered.
If you will need to file a claim with the insurance you will have to prove that the mover was responsible for the loss or breakage. You will not be compensated if the items were damaged as a result of poor packing done by you.
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